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LOAN PRODUCTS

Northeastern Operating Engineers Federal Credit Union offers the following Consumer Loan Products.

Personal Unsecured Loans

If you need a personal loan, we will be happy to assist you.
We currently offer personal unsecured loans up to $10,000.00.

 

Personal Secured Loans

If you have a savings/share account with us and don’t want to withdraw the funds from your account, you can take a personal secured loan against the balance of your account. The funds will be held until the loan is paid off, however, you will still be earning interest on your account balance.

 

Credit Cards

Take advantage of our 3.99% Credit Card, call a Loan Specialist at 718-847-0202.

Click here to access your Credit Card Account.

 

Overdraft Line of Credit

The overdraft line of credit is an extension of your checking/share draft account. It is a loan with a revolving credit line.  Depending on your credit score, a line of credit of up to $5,000.00 can be established to automatically cover funds when a check from your checking/share draft account exceeds your existing balance.

 

Auto Loans

If you are looking to purchase an Automobile call us first, we can help.

Please call a Loan Specialist at 718-847-0202 for rates and loan terms.

 

Boat and Trailer Loans

*Boat - New (purchase price under $20,000.00) can be up to a 10 year term
*Boat -  New (purchase price over   $20,000.00) can be up to a 12 year term
*Boat -  Up to 5 years old can be up to a  5 year term
*Boat -  Over 5 years old can be up to a  3 year term
*Trailer - New can be up to a  5 year term
*Trailer -  Up to 5 years old can be up to a  5 year term
*Trailer -  Over 5 years old can be up to a  3 year term

* Boat and trailer loans are financed at 80%
 
We can finance that boat you’ve been dreaming about.

Please call a Loan Specialist at 718-847-0202 for rates and loan terms.

 

Motorcycle Loans

Please call a Loan Specialist at 718-847-0202 for rates and loan terms.


 
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