PHISHING

Protect Yourself Against Phishing

Phishing usually comes in the form of fraudulent emails that appear to come from legitimate sources. These ask customers to verify personal information or link to counterfeit Web sites that appear real.

Watch for emails that:

• Urge you to act quickly because your account may be suspended or closed, or to update your personal information.
• Don't address you by name, but use a more generic one like "Dear valued customer."
• Ask for account numbers, passwords, Access IDs, or other personal information.

Northeastern Operating Engineers Federal Credit Union will NEVER ask for sensitive information, such as account numbers, access IDs or passwords, via e-mail.

Tips from the American Bankers Association for safeguarding your information:

• Do not give your Social Security number or other personal credit information about yourself to anyone who calls you.
• Tear up receipts, bank statements and unused credit card offers before throwing them away.
• Keep an eye out for any missing mail.
• Do not mail bills from your own mailbox with the flag up.
• Review your monthly accounts regularly for any unauthorized charges.
• Order copies of your credit report once a year to ensure accuracy.  You may call 1-877-322-8228 for a free credit report from any or all three credit reporting agencies.
• Do business with companies you know are reputable, particularly online.
• Do not open email from unknown sources and use virus detection software.
• Protect your PINs (don’t carry them in your wallet!) and passwords; use a combination of letters and numbers for your passwords and change them periodically.
• Report any suspected fraud to your bank and the fraud units of the three credit reporting agencies immediately.
  TransUnion: (800) 680-7289
  Experian: (888) 397-3742
  Equifax: (800) 525-6285

If you become a victim, contact:

• The fraud departments of the three major credit reporting agencies
• The creditors of any accounts that have been misused
• The local police to file a report
• The bank to cancel existing accounts held in your name and re-open new accounts with new passwords

Northeastern Operating Engineers Federal Credit Union is committed to safeguarding our customers’ financial information. Maintaining our customers’ trust and confidence is a top priority. To learn more about how we protect your information, you may view our privacy policy by clicking below.