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Credit Cards

Savings. Security. Convenience.

Credit Cards have become an everyday part of life. They can be used to make large purchases when you don't have the cash available. Or, even used for everyday spending for the financial security and fraud protection tools. When it comes to Credit Cards, our Visa can't be beat.  It offers high-value savings with high-tech convenience.

  • Only 3.99% APR, all the time!
  • No annual fee
  • No balance transfer fee
  • Tap-to-Pay and Mobile Wallet integration
  • Advanced card controls
  • Visa's Zero Liability protection
  • Manage through the mobile banking app (or Credit Card online access)

Open a NOEFCU Visa and transfer balances from your higher rate cards. You'll save money on interest and can pay off the balance quicker. To apply, please Click on application link below or contact us at (718) 847-0202. 

Download Visa Application

Card Management Controls

From the Mobile Banking app, you have complete control of your Credit Card; from setting spending limits to instantly freezing misplaced cards. Get more out of life when you safely manage your finances from one convenient location.

  • Turn card on/off anytime, anywhere
  • Know where your card is stored online
  • Set spending limits by location, transaction type and merchant type
  • View real-time spending with merchant name, location and more
  • Report lost or stolen cards quickly
  • Set alerts to receive instant notifications of card activity

Report a Lost or Stolen Credit Card

If your Credit Card is lost or stolen, please call (866) 205-8309 as soon as possible. You may also block the card within mobile banking for extra security.