Skip to main content

Home Equity Line of Credit

Put Your Home's Equity to Work

With a Home Equity Line of Credit (HELOC), you can borrow against the equity in your home at a lower loan rate than with traditional unsecured loans. It's a great option to have if you suddenly need access to funds for an emergency or large expense. If you need to tap into your HELOC, you can simply transfer the funds through Online or Mobile Banking.

Withdraw funds as you need them (up to your available limit), and you'll only make payments on the amount you have borrowed against the line.

  • 10-year draw period
  • 15-year repayment period
  • Up to 90% LTV (loan-to-value)
  • Adjustable-rate (based on Prime)
  • $1,000 minimum withdrawal limit

Apply for a Loan

HELOCs are not offered in 2nd position lien to other lenders. To qualify, the property must have no mortgage, or 1st mortgage must be with us. Rates are reviewed and adjusted annually.