Unsecured Personal Loans
A Personal Loan is a signature loan that may be used for your unique, personal needs. It is not secured by collateral (such as a car or home) and can be used for a variety of reasons; including debt consolidation, home improvement or repairs, medical expenses, vacation, holiday expenses and more.
With a fixed rate and a fixed term; you'll have set monthly payments and set payoff date. We offer Personal Loans with terms up to 48 months, and a maximum amount of $30,000.
Apply for a Loan
Secured Personal Loans
With a Share Secured Loan, funds you have on deposit with NOEFCU are used as collateral to "secure" the loan. The funds used as collateral will be held, and released upon payment of the loan. This can be a great option to help build or restore credit. There is no credit check, since it is secured by your savings, and monthly payments will be reported to the Credit Bureau.
- Secured by funds in your Savings
- Continue to earn dividends on your Savings
- Much lower interest rate than Unsecured Loans
- Can help build, or restore, credit
Apply for a Loan